Perihalan ACH.

Automated Clearing House (ACH) is an electronic network for financial transactions in the United States, facilitating the efficient movement of money between bank accounts. It's used for various types of payments, including direct deposits of salaries, social security benefits, tax refunds, and bill payments. ACH transactions are processed in batches and are known for being cost-effective and efficient, but they typically take one to two business days to complete. This system reduces the need for paper checks and cash handling, offering a secure and convenient way to transfer funds. ACH is overseen by the National Automated Clearing House Association (NACHA) and is a vital component of the U.S. financial system.