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PayPal is a globally renowned digital payment platform that facilitates online money transfers, serving as a modern alternative to traditional paper methods like checks and money orders. Founded in 1998, it rapidly evolved into a powerful tool for e-commerce, enabling secure and convenient transactions for millions of users and businesses worldwide. PayPal operates as a payment processor for online vendors, auction sites, and other commercial users, charging a fee for benefits like one-click transactions and password memory. Its user-friendly interface, robust security measures, and widespread acceptance make it a popular choice in the growing digital economy.